RiskREport Disclaimer and Data Usage Policy

RiskREport provides financial risk insights based on publicly available information, aggregated datasets, and proprietary scoring methodologies. The platform is designed to assist tenant-representation brokers in evaluating potential landlord financial exposure. However, RiskREport does not guarantee accuracy, completeness, or predictive certainty regarding landlord solvency, refinancing outcomes, or future financial events.

All landlord risk scores are derived from structured analysis of public filings, commercial mortgage-backed securities data, loan maturity schedules, and other available financial indicators. These data sources may contain reporting delays, inconsistencies, or changes that are outside the control of Retail. RiskREport does not independently audit or verify third-party data providers and assumes no responsibility for errors originating from external sources.

RiskREport is not an investment advisory service, legal advisory service, or credit rating agency. The information provided within the platform should not be interpreted as investment advice, underwriting guidance, legal opinion, or a guarantee of landlord default or financial distress. Brokers and clients are encouraged to conduct independent due diligence and consult qualified legal or financial professionals before making binding decisions.

The landlord risk score is a decision-support tool intended to enhance negotiation strategy. It does not constitute a definitive assessment of financial viability. Market conditions, private financial arrangements, equity contributions, and non-public restructuring efforts may materially impact landlord stability in ways not reflected in public data.

By using RiskREport, users acknowledge that Retail shall not be liable for losses, damages, or business decisions made in reliance on platform outputs. The system is designed to inform strategy, not replace professional judgment or formal underwriting analysis.